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Buy now, pay over time

No Interest if Paid in Full Within 12 Months*

On purchases of $299 or more made with the Synchrony Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

9.99% APR for 36 Months**

On purchases of $299 or more made with the Synchrony Furniture credit card. Fixed monthly payments required for 36 months.

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FitBomb works with multiple providers to offer financing or lease-to-own options for you.

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Frequently Asked Questions

  1. What happens if I don’t qualify for the initial financing offer?
  • If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing or lease-to-own provider that can be used to complete the purchase (which may be subject to credit approval). FitBomb works with multiple providers to present you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
  1. Which providers may present a financing or lease-to-own offer when I apply?
  • FitBomb works with multiple financing or lease-to-own providers. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional opportunities from the other providers, which may be subject to credit approval.
  1. How do I pay my bill?
  • Each financing or lease-to-own provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
  • Synchrony Bank

  Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.

Monday – Friday 7:30 AM – 12:00AM ET

Saturday 10:00 AM – 7:00PM ET

Sunday – Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

Synchrony Bank

P.O. Box 960061

Orlando, FL 32896-0061

  • Genesis Credit® Accounts

To manage your Genesis Credit® Account or for more information, please click here 

  • American First Finance

  Pay Online: Simply register your account at https://cp.americanfirstfinance.com/register. Once you’ve registered, sign in to

  pay your bill.

Pay By Phone: Call a Customer Service Representative at 1-855-721-1188 during normal business hours.

Hours of Operation

Mon-Fri 8am to 10pm CT

Saturday 8am to 7pm CT

Sunday 8am to 6pm CT

For more information and to register your account, please visit https://americanfirstfinance.com/customer/.

  1. What happens if I am presented with an offer?
  • You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank: 

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries.  Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime. 

** Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.2262% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime

Lease-To-Own Details

American First Finance:

American First Finance innovates ways for people to move forward in life by providing easier access to what they need exactly where, when, and how they need it. We service solutions up to $5,000, even for consumers with a limited credit history. Each consumer product helps our partners increase same-store sales, increase average ticket prices, and have fewer people walking away empty-handed.

Subject to approval and verification. Approval is possible without a FICO® score, but credit will be checked. Product may vary by location. See store for details and applicable terms.